diff --git a/DECISIONS.md b/DECISIONS.md
index dbfe303..a7b5ab4 100644
--- a/DECISIONS.md
+++ b/DECISIONS.md
@@ -1745,3 +1745,8 @@ Implementation decisions not spelled out in `memory-bank/implementation-plan.md`
 ## CR-022 recorded (Welcome Screens)
 
 - **Numbering:** received as "CR-020 — Welcome Screens" for "Phase 20"; stored as **CR-022**, built as **Phase 22** (its 20.n = 22.n), since CR-020 (Bridge) and CR-021 (Independent Pilots) exist. Its decisions CR-020.D1–D2 are **0.5.131–0.5.132**. Its references: CR-008 → CR-011, CR-011 → CR-014; CR-001 is unchanged.
+
+## Step 22.1
+
+- **"Halvorsen Lunar Freight" is now content** (`tutorialCompanyName`): the CR says the welcome takes it "from the existing content name", but it was hard-coded in three screens. Card 3 says `{company}`, and Step 22.2 points the screens at the content name too.
+- **`welcomeSeen` lives on the save's `player`**, alongside the tutorial state, since it belongs to the company, not the device. That's why it isn't a one-time tip in device preferences like the tutorial intro card.
diff --git a/apps/web/test/about.test.tsx b/apps/web/test/about.test.tsx
index e6f4b59..028672e 100644
--- a/apps/web/test/about.test.tsx
+++ b/apps/web/test/about.test.tsx
@@ -23,7 +23,7 @@ describe("about and debug info (Step 10K.10)", () => {
     expect(text).toContain("Build: test");
     // CR-014: the save, its format version and where it is stored; no player id.
     expect(text).toContain("Save: player-1");
-    expect(text).toContain("Save version: 6");
+    expect(text).toContain("Save version: 7");
     expect(text).toContain("Storage: unknown");
     expect(text).not.toContain("Player:");
     expect(text).toMatch(/Game time: \d{4}-\d{2}-\d{2}T/);
diff --git a/memory-bank/architecture.md b/memory-bank/architecture.md
index f4fe4fc..7bb8b0c 100644
--- a/memory-bank/architecture.md
+++ b/memory-bank/architecture.md
@@ -81,7 +81,7 @@ The `routes` catalog is the list of engine commands (CR-014). Each entry has `re
 
 ## Save document (`packages/schema/src/save.ts`, CR-014)
 
-One document per company on the device, validated on every load and save: `saveVersion` (currently 5; 1 → 2 added fuel tanks, CR-015; 2 → 3 put every ship on Manual refueling, CR-018; 3 → 4 dropped stored boards, CR-019; 4 → 5 added pilot `mode` and `orders` and the company's `dispatchOffice` and `npcSpendingFloor`, CR-021; 5 → 6 added pilot `nextDecisionAt` and `emptyPeriods` and dispatch `independent`, CR-021), `saveId`, `lastTimeSeen` (the clock never goes below it), `player` (world seed, tutorial state, deal accepted), `company` (name, credits, loan), `ships` (with `upgrades` as a level map, shop fields, and `fuelFu`, `fuelAvgPrice`, `refuelPolicy` since CR-015), `pilots`, `bays`, `discoveredLocations`, `contractBoards` (stored boards), `dispatches` (sim record, status, resolution, acknowledged), `acceptedContracts`, `claimedGoals`. It mirrors the old server's database tables without player ids; the stored contract, dispatch record and resolution are type-checked against the sim types. `migrateSave(raw)` steps an older save through `SAVE_MIGRATIONS` (`applyMigrations`) and validates it, returning a readable error instead of throwing.
+One document per company on the device, validated on every load and save: `saveVersion` (currently 5; 1 → 2 added fuel tanks, CR-015; 2 → 3 put every ship on Manual refueling, CR-018; 3 → 4 dropped stored boards, CR-019; 4 → 5 added pilot `mode` and `orders` and the company's `dispatchOffice` and `npcSpendingFloor`, CR-021; 5 → 6 added pilot `nextDecisionAt` and `emptyPeriods` and dispatch `independent`, CR-021; 6 → 7 added `player.welcomeSeen`, true for existing companies, CR-022), `saveId`, `lastTimeSeen` (the clock never goes below it), `player` (world seed, tutorial state, deal accepted), `company` (name, credits, loan), `ships` (with `upgrades` as a level map, shop fields, and `fuelFu`, `fuelAvgPrice`, `refuelPolicy` since CR-015), `pilots`, `bays`, `discoveredLocations`, `contractBoards` (stored boards), `dispatches` (sim record, status, resolution, acknowledged), `acceptedContracts`, `claimedGoals`. It mirrors the old server's database tables without player ids; the stored contract, dispatch record and resolution are type-checked against the sim types. `migrateSave(raw)` steps an older save through `SAVE_MIGRATIONS` (`applyMigrations`) and validates it, returning a readable error instead of throwing.
 
 Commands (`packages/engine/src/game/`): `GameEngine.call(name, input)` runs the route catalog's endpoints on the save, with the same schemas and error codes (`CommandError`); `getPlayerState` with no save answers `unauthorized`. Every command resolves due arrivals first and prunes on save; saves are skipped when nothing changed. `stats` keeps lifetime delivery counts for goals, so seen trips older than `savedDispatchRetentionRealHours` can be pruned.
 
diff --git a/memory-bank/progress.md b/memory-bank/progress.md
index 077015f..dacddcf 100644
--- a/memory-bank/progress.md
+++ b/memory-bank/progress.md
@@ -489,7 +489,7 @@ Spec: `memory-bank/change-requests/CR-021-independent-pilots.md` (received as "C
 
 Spec: `memory-bank/change-requests/CR-022-welcome-screens.md` (received as "CR-020 … Phase 20"). New decisions recorded as plan §0.5.131–0.5.132.
 
-- [ ] Step 22.1 — Content and save field
+- [x] **Step 22.1 — Content and save field.** Content: `welcome` (three cards' titles and bodies, and the Next, Skip, "Let's fly" and Close labels; `welcomeSchema`), with `{company}` in the last card filled from the new `tutorialCompanyName` ("Halvorsen Lunar Freight", until now written into three screens). Save version 7: `player.welcomeSeen`, false for a new company; the 6 → 7 migration sets it true for existing ones. Tests: `packages/content/test/onboarding.test.ts` (the cards validate, in order, with `{company}` and the labels; empty text is rejected); `packages/engine/test/start.test.ts` (a new company's welcome is unseen); `packages/schema/test/save.test.ts` (6 → 7 marks it seen and changes nothing else).
 - [ ] Step 22.2 — Client: welcome pop-up
 - [ ] Step 22.3 — Client: new company and "How to play"
 - [ ] Step 22.4 — Regression
diff --git a/packages/content/src/bundle.ts b/packages/content/src/bundle.ts
index 5949ce4..8d1dbb6 100644
--- a/packages/content/src/bundle.ts
+++ b/packages/content/src/bundle.ts
@@ -3,7 +3,13 @@ import { gameConfig } from "./data/config";
 import { dealLoanAmount } from "./deal";
 import { goods } from "./data/goods";
 import { locations } from "./data/locations";
-import { onboardingGoals, scriptedTutorialContracts, veteranPilot } from "./data/onboarding";
+import {
+  onboardingGoals,
+  scriptedTutorialContracts,
+  tutorialCompanyName,
+  veteranPilot,
+  welcome,
+} from "./data/onboarding";
 import { shipModels } from "./data/ships";
 import { upgrades } from "./data/upgrades";
 
@@ -26,6 +32,9 @@ export const content = {
   scriptedTutorialContracts,
   onboardingGoals,
   veteranPilot,
+  /** The tutorial employer (CR-001) and the welcome cards (CR-022). */
+  tutorialCompanyName,
+  welcome,
   upgrades,
   /** The deal's loan: its ships' prices plus the bay lease (decision 0.5.83). */
   dealLoanAmount: dealLoanAmount({ config: gameConfig, shipModels, locations }),
diff --git a/packages/content/src/data/onboarding.ts b/packages/content/src/data/onboarding.ts
index 9827827..b8644c5 100644
--- a/packages/content/src/data/onboarding.ts
+++ b/packages/content/src/data/onboarding.ts
@@ -1,4 +1,29 @@
-import type { OnboardingGoal, ScriptedTutorialContract, VeteranPilot } from "../schemas";
+import type { OnboardingGoal, ScriptedTutorialContract, VeteranPilot, Welcome } from "../schemas";
+
+/** The company the player flies for in the tutorial (CR-001). */
+export const tutorialCompanyName = "Halvorsen Lunar Freight";
+
+/** The welcome cards for every new company (decisions 0.5.131, 0.5.132). */
+export const welcome: Welcome = {
+  cards: [
+    {
+      title: "Welcome to Deadhead",
+      body: "A space trucking tycoon. Haul freight across the solar system, grow from a hired pilot into a shipping company, and never fly home empty.",
+    },
+    {
+      title: "Your ships keep flying",
+      body: "Pick contracts, choose a ship and pilot, and send them off. Trips run in real time, even when the app is closed. Come back to finished deliveries, then send them out again.",
+    },
+    {
+      title: "First, earn your wings",
+      body: "You're flying for {company} on the Earth–Moon run. Do good work, and the old man might have an offer for you.",
+    },
+  ],
+  next: "Next",
+  skip: "Skip",
+  start: "Let's fly",
+  close: "Close",
+};
 
 /** Special tutorial contracts by run (decision 0.5.33). */
 export const scriptedTutorialContracts: ScriptedTutorialContract[] = [
diff --git a/packages/content/src/schemas.ts b/packages/content/src/schemas.ts
index 06f09c1..fe9f0c5 100644
--- a/packages/content/src/schemas.ts
+++ b/packages/content/src/schemas.ts
@@ -417,3 +417,18 @@ export const veteranPilotSchema = z.object({
   skills: z.record(idSchema, positiveInt),
 });
 export type VeteranPilot = z.infer<typeof veteranPilotSchema>;
+
+/**
+ * The welcome cards (decisions 0.5.131, 0.5.132): what the game is, how it
+ * plays and where you start. `{company}` in a body is the tutorial employer's name.
+ */
+export const welcomeSchema = z.object({
+  cards: z.array(z.object({ title: z.string().min(1), body: z.string().min(1) })).min(1),
+  next: z.string().min(1),
+  skip: z.string().min(1),
+  /** The last card's button for a new company. */
+  start: z.string().min(1),
+  /** The last card's button when reopened from Settings → Help. */
+  close: z.string().min(1),
+});
+export type Welcome = z.infer<typeof welcomeSchema>;
diff --git a/packages/content/test/onboarding.test.ts b/packages/content/test/onboarding.test.ts
index 83094ff..c3d09bb 100644
--- a/packages/content/test/onboarding.test.ts
+++ b/packages/content/test/onboarding.test.ts
@@ -2,6 +2,7 @@ import { describe, expect, it } from "vitest";
 import {
   content,
   onboardingGoalSchema,
+  welcomeSchema,
   onboardingGoals,
   scriptedTutorialContractSchema,
   scriptedTutorialContracts,
@@ -60,3 +61,29 @@ describe("onboarding goals", () => {
     ]);
   });
 });
+
+describe("welcome cards (Step 22.1, decision 0.5.131)", () => {
+  it("validates, with three cards and the tutorial employer's name in the last", () => {
+    expect(() => welcomeSchema.parse(content.welcome)).not.toThrow();
+    expect(content.welcome.cards.map((c) => c.title)).toEqual([
+      "Welcome to Deadhead",
+      "Your ships keep flying",
+      "First, earn your wings",
+    ]);
+    expect(content.welcome.cards[2]!.body).toContain("{company}");
+    expect(content.tutorialCompanyName).toBe("Halvorsen Lunar Freight");
+    expect(content.welcome).toMatchObject({
+      next: "Next",
+      skip: "Skip",
+      start: "Let's fly",
+      close: "Close",
+    });
+  });
+
+  it("rejects empty text", () => {
+    expect(welcomeSchema.safeParse({ ...content.welcome, cards: [] }).success).toBe(false);
+    expect(
+      welcomeSchema.safeParse({ ...content.welcome, cards: [{ title: "", body: "x" }] }).success,
+    ).toBe(false);
+  });
+});
diff --git a/packages/engine/src/game/company.ts b/packages/engine/src/game/company.ts
index 09f9974..c99410a 100644
--- a/packages/engine/src/game/company.ts
+++ b/packages/engine/src/game/company.ts
@@ -34,6 +34,7 @@ export function startingSave(
       tutorialRunsCompleted: 0,
       dealAccepted: false,
       createdAt: now,
+      welcomeSeen: false,
     },
     company: {
       id: random.id(),
diff --git a/packages/engine/test/start.test.ts b/packages/engine/test/start.test.ts
index 9ef97c3..cffe4f6 100644
--- a/packages/engine/test/start.test.ts
+++ b/packages/engine/test/start.test.ts
@@ -95,3 +95,14 @@ describe("company creation on the device (Step 14.8)", () => {
     expect(b.state.company.name).toBe(companyName(2));
   });
 });
+
+describe("welcome cards in the save (Step 22.1, decision 0.5.131)", () => {
+  it("starts a new company with its welcome not yet seen", async () => {
+    const backend = new MemoryBackend();
+    const engine = engineOn(backend);
+    await engine.call("createGuest", {});
+    const save = await new SaveStorage(backend).load();
+    if (save.status !== "loaded") throw new Error(save.status);
+    expect(save.save.player.welcomeSeen).toBe(false);
+  });
+});
diff --git a/packages/schema/src/save.ts b/packages/schema/src/save.ts
index 11fcf8c..cd2ca05 100644
--- a/packages/schema/src/save.ts
+++ b/packages/schema/src/save.ts
@@ -164,7 +164,7 @@ export const savedDispatchSchema = z.object({
 });
 
 /** The save version this build writes. Bump it with a new migration. */
-export const CURRENT_SAVE_VERSION = 6;
+export const CURRENT_SAVE_VERSION = 7;
 
 export const saveDocumentSchema = z.object({
   saveVersion: z.literal(CURRENT_SAVE_VERSION),
@@ -180,6 +180,8 @@ export const saveDocumentSchema = z.object({
     tutorialRunsCompleted: z.number().int().nonnegative(),
     dealAccepted: z.boolean(),
     createdAt: timeSchema,
+    /** This company's welcome cards have been seen (decision 0.5.131). */
+    welcomeSeen: z.boolean(),
   }),
   company: z.object({
     id: idSchema,
@@ -327,12 +329,21 @@ function catchUpState(save: Doc): Doc {
   };
 }
 
+/**
+ * Version 6 → 7 (CR-022 §3): companies from before the welcome cards count as
+ * having seen them, so nobody gets them mid-game.
+ */
+function welcomeSeen(save: Doc): Doc {
+  return { ...save, player: { ...(save.player as Doc), welcomeSeen: true } };
+}
+
 export const SAVE_MIGRATIONS: readonly SaveMigration[] = [
   { from: 1, migrate: addFuelTanks },
   { from: 2, migrate: manualRefueling },
   { from: 3, migrate: dropBoards },
   { from: 4, migrate: independentPilots },
   { from: 5, migrate: catchUpState },
+  { from: 6, migrate: welcomeSeen },
 ];
 
 export type SaveParse = { ok: true; save: SaveDocument } | { ok: false; error: string };
diff --git a/packages/schema/test/save-fixture.ts b/packages/schema/test/save-fixture.ts
index d5efaf9..346eb4d 100644
--- a/packages/schema/test/save-fixture.ts
+++ b/packages/schema/test/save-fixture.ts
@@ -45,7 +45,7 @@ export function fullSave(): SaveDocument {
     seed: 42,
   });
   return {
-    saveVersion: 6,
+    saveVersion: 7,
     saveId: "save-1",
     lastTimeSeen: T + 3_600_000,
     player: {
@@ -55,6 +55,7 @@ export function fullSave(): SaveDocument {
       tutorialRunsCompleted: 4,
       dealAccepted: true,
       createdAt: T,
+      welcomeSeen: true,
     },
     company: {
       id: "co1",
diff --git a/packages/schema/test/save.test.ts b/packages/schema/test/save.test.ts
index 04fbcb2..08e35b7 100644
--- a/packages/schema/test/save.test.ts
+++ b/packages/schema/test/save.test.ts
@@ -11,7 +11,7 @@ import { fullSave } from "./save-fixture";
 describe("save document (Step 14.2)", () => {
   it("validates a fully populated save", () => {
     expect(saveDocumentSchema.safeParse(fullSave()).success).toBe(true);
-    expect(CURRENT_SAVE_VERSION).toBe(6);
+    expect(CURRENT_SAVE_VERSION).toBe(7);
   });
 
   it("rejects an invalid save with a readable error naming the field", () => {
@@ -84,7 +84,7 @@ describe("save migration 1 → 2: fuel tanks (CR-015 §5)", () => {
     if (!result.ok) throw new Error(result.error);
     const { save } = result;
     const before = fullSave();
-    expect(save.saveVersion).toBe(6);
+    expect(save.saveVersion).toBe(7);
     // The Courier has Extended Fuel Tanks 1 (40 fu × 4.8) and is in flight: the base
     // price, 5 cr/fu since CR-018 (decision 0.5.110).
     expect(save.ships[0]).toMatchObject({ fuelFu: 192, fuelAvgPrice: 5, refuelPolicy: "manual" });
@@ -116,7 +116,7 @@ describe("save migration 2 → 3: Manual refueling (CR-018 §3)", () => {
     const result = migrateSave(old);
     if (!result.ok) throw new Error(result.error);
     const { save } = result;
-    expect(save.saveVersion).toBe(6);
+    expect(save.saveVersion).toBe(7);
     expect(save.ships.map((s) => s.refuelPolicy)).toEqual(save.ships.map(() => "manual"));
     expect(save.ships.map((s) => [s.fuelFu, s.fuelAvgPrice])).toEqual(
       before.ships.map((s) => [s.fuelFu, s.fuelAvgPrice]),
@@ -142,7 +142,7 @@ describe("save migration 3 → 4: completable boards (CR-019 §3)", () => {
     for (const board of old.contractBoards) delete board.fleet;
     const result = migrateSave(old);
     if (!result.ok) throw new Error(result.error);
-    expect(result.save.saveVersion).toBe(6);
+    expect(result.save.saveVersion).toBe(7);
     expect(result.save.contractBoards).toEqual([]);
     expect({ ...result.save, contractBoards: [] }).toEqual({ ...before, contractBoards: [] });
   });
@@ -164,7 +164,7 @@ describe("save migration 4 → 5: independent pilots (CR-021 §3)", () => {
     }
     const result = migrateSave(old);
     if (!result.ok) throw new Error(result.error);
-    expect(result.save.saveVersion).toBe(6);
+    expect(result.save.saveVersion).toBe(7);
     expect(result.save.company).toMatchObject({ dispatchOffice: false, npcSpendingFloor: 500 });
     for (const pilot of result.save.pilots) {
       expect(pilot.mode).toBe("manual");
@@ -180,3 +180,19 @@ describe("save migration 4 → 5: independent pilots (CR-021 §3)", () => {
     expect(result.save).toEqual(before);
   });
 });
+
+describe("save migration 6 → 7: welcome cards (CR-022 §3)", () => {
+  it("marks an existing company's welcome as seen and changes nothing else", () => {
+    const before = fullSave();
+    const old = JSON.parse(JSON.stringify(before)) as Record<string, unknown> & {
+      player: Record<string, unknown>;
+    };
+    old.saveVersion = 6;
+    delete old.player.welcomeSeen;
+    const result = migrateSave(old);
+    if (!result.ok) throw new Error(result.error);
+    expect(result.save.saveVersion).toBe(7);
+    expect(result.save.player.welcomeSeen).toBe(true);
+    expect(result.save).toEqual(before);
+  });
+});